PRODUCTS & SERVICES

A. Medical Insurance
     1. Traditional PPO, POS, HMO
     2. Fully Insured and Self-Funding

B. Dental Care

C. Vision Care

D. Group Life Insurance

E. Short and Long Term Disability Income

F. Health Reimbursement Plan
     
G. Health Savings Accounts

H. Section 125 Plan

I. Online Benefit Services

The Cornerstone Group
Service Agreement

1. We will personally deliver all renewals and provide alternate plan options including competitive bids from
   other carriers.
   
   
2. We will encourage and be available for meetings to educate your employees on the benefits you provide.
   
   
3. We will provide administrative and claims support for you and your employees. Our staff should be an extension of your Human Resource Department.
   
   
4. We will continue to keep you abreast of changes in the employee benefits arena that might be available to enhance your programs or to make them more cost effective.
   
   
5. We will always remember that we work for you and your employees and make your satisfaction our primary focus.